Welcome to the CPI-HR Blog

Welcome to the CPI-HR blog where our team of employee benefits, compliance and HR Technology professionals post news and information that we think you’ll find relevant for running your business.


If you’re looking for a post on a specific topic, consider using the search box, the category drop-down menu or the list of links on the right. Contact CPI-HR at 440-542-7800 or toll-free at 877-542-7833 or use our website’s contact us page to submit your question or request.

Posts from Our CPI-HR Professionals

Legal Alert: DOL Releases Proposed Rule Expanding Association Health Plans

January 24, 2018

Earlier this month, the U.S. Department of Labor (DOL) issued a proposed rule to expand the opportunity of unrelated employers of all sizes (but particularly small employers) to offer employment-based health insurance through Association Health Plans (AHPs). This rulemaking follows … Continue reading

Increase Engagement in Wellness Programs

It is that time of year.  We’ve all been bombarded with radio, television, print, social media, etc.  ads focused on fitness and weight loss for the start of 2018.  The gyms are packed and weight loss program subscriptions are at … Continue reading

Legal Alert: DOL Announces April 1 Applicability of Final Disability Plan Claims Procedure Regulations

January 23, 2018

The U.S. Department of Labor (DOL) announced its decision for April 1, 2018, as the applicability date for ERISA-covered employee benefit plans to comply with a final rule (released in December 2016) that imposes additional procedural protections (similar to those … Continue reading

Legal Alert: Employee Benefit Changes in the Tax Cuts and Jobs Act of 2017

January 4, 2018

On December 22, 2017, President Trump signed what is popularly known as the Tax Cuts and Jobs Act (H.R. 1) (the “Bill”), overhauling America’s tax code for both individuals and corporations and providing the most sweeping changes to the U.S. … Continue reading

Legal Alert: Court Vacates EEOC’s Wellness Program Incentives Rules Effective January 1, 2019

December 28, 2017

In an opinion dated December 20, 2017, in American Association for Retired Persons (AARP) v. EEOC, the federal court in the District of Columbia vacated, effective January 1, 2019, the portions of the final regulations that the EEOC issued last … Continue reading

Legal Alert: IRS Extends Deadline for Furnishing Forms 1095, Extends Good Faith Transition Relief

December 27, 2017

The Internal Revenue Service (IRS) has released Notice 2018-6, extending the deadline for furnishing Forms 1095-B and 1095-C to individuals from January 31, 2018 to March 2, 2018, as well as penalty relief for good-faith reporting errors. The due date … Continue reading

2017 Compliance Year End Review – What to Expect in 2018

December 19, 2017

2017 has been a very interesting year in regards to politics and economics. Early in the year, Donald Trump was sworn in as the 45th president of the United States. That in and of itself has provided enough material to … Continue reading

2018 Healthcare Forecast

I keep searching for a crystal ball that provides a clear vision into the cloudy future of the healthcare industry; but no luck so far.  However, here are a few things to consider: CVS Health to Buy Aetna? Well, that … Continue reading

Legal Alert: Massachusetts Releases Proposed Regulations on EMAC Supplement; HIRD Form Returns

November 22, 2017

On August 1, 2017, Massachusetts Governor Charlie Baker signed H.3822, which increases the existing Employer Medical Assistance Contribution (EMAC) and imposes an additional fee (EMAC Supplement) on employers with employees covered under MassHealth (Medicaid) or who receive subsidized coverage through … Continue reading

TAKE NOTICE: IRS Getting Ready to Send “Pay or Play” Penalty Letters to ALEs

The Affordable Care Act (ACA) passed in 2010 included an Employer Shared Responsibility Payments (ESRP) provision mandating that Applicable Large Employers (ALEs) must provide affordable, minimum value, minimum essential health coverage to at least 95% of its full-time employees (and … Continue reading

CVS Health to Buy Aetna?

November 13, 2017

The healthcare industry has been buzzing with rumors surrounding CVS Health’s possible purchase of Aetna.  Here are some of the questions people are asking: 1) Why would CVS Health and Aetna want to become one company? Aetna has about 45 … Continue reading

UPDATED Legal Alert: IRS Updates Employer Mandate FAQs: Indicates that Penalty Letters are Imminent

November 7, 2017

This is an update of our November 7, 2017 Alert to include issuance of Form Letter 226J. The Internal Revenue Service (IRS) has updated its list of frequently asked questions (FAQs) on the Affordable Care Act’s employer shared responsibility provisions … Continue reading

Legal Alert: IRS Increases Health FSA Contribution Limit for 2018, Adjusts Other Benefit Limits

October 24, 2017

On October 20, 2017, the Internal Revenue Service (IRS) released Revenue Procedure 2017-58, which raises the health Flexible Spending Account (FSA) salary reduction contribution limit by $50 to $2,650 for plan years beginning in 2018. The Revenue Procedure also contains the cost-of-living … Continue reading

Legal Alert: President Trump Issues Executive Order on ACA, Separately Attempts to End Cost-Sharing Payments to Insurers

October 19, 2017

On October 12, President Trump signed an Executive Order directing the federal agencies in charge of implementing the Affordable Care Act (ACA) to propose new regulations or revise existing guidance to expand access to association health plans (AHPs), short-term insurance plans, … Continue reading

Trump Signs Executive Order to Dismantle Obamacare

October 16, 2017

An executive order was signed by President Donald Trump on October 12th for the purpose of exploring ways to expand rules for association health plans (AHP), to revise existing Affordable Care Act (ACA) rules in order to allow for the … Continue reading