Home   |   Contact   |   Careers
Questions? 877.542.7833
A proprietary health benefits platform offering best-in-class solutions.

Employee Benefits Consulting
Get your personalized employee benefits consultation for your business

Payroll / HCM System Demo
Cloud-Based Payroll and Employee Benefits Enrollment

Free E-Newsletter
Receive HR Services, Alerts, Tips & Updates

Live Monthly Webinars
Employee Benefits & Healthcare Reform Webinars
{ Learn More and Register Now }

Learn More About Smart Compliance
Cloud-Based Compliance Portal

About CPI-HR

CPI-HR Team of Professionals and Subject Matter Experts

Tom Wirbel, CPI-HR Vice PresidentTom Wirbel
CPI-HR Vice President

Contact Information:
877-542-7833 ext. 203
Email Tom Wirbel

A native of Cleveland, Tom graduated from John Carroll University with a BSBA in 1991 and received an MBA from Cleveland State in 1996. Tom has worked in the discipline of Human Resources since 1997. Before joining CPI-HR in 2003, Tom acted as an HR Consultant to small and medium-sized businesses.

Tom's responsibilities with CPI-HR have been focused on helping clients manage their employee benefits plans. He has achieved notable success in helping client companies address the escalating costs of health insurance through a series of proactive and innovative strategies.

In 2008 Crain's Cleveland Business recognized Tom as one of Cleveland's business leaders by awarding him a 40 Under 40 award. Tom has shared his expertise with thousands of local HR, Finance, and Management professionals through speaking engagements with the HR Star Conference, College and University Professional Association for Human Resources, the Benefit Advisors Network, Institute of Management Accounts, EDGE, Maingate Business Development, and others. Tom has also embraced opportunities to help the local community through volunteer engagements with the American Heart Association, Juvenile Diabetes Research Foundation, Junior Achievement and the Chagrin Athletic Association.

Tom lives in Chagrin Falls with his wife and three children.



One of the biggest frustrations that I hear from employers is that their health insurance carrier does not provide them with the data that they need in order to best manage their healthcare plan.  One of our distinct “value propositions” … Continue reading


One of the biggest frustrations that I hear from employers is that their health insurance carrier does not provide them with the data that they need in order to best manage their healthcare plan.  One of our distinct “value propositions” … Continue reading

The Cost of Sedentary Lifestyles

“AMERICANS BLOW $27.8 BILLION A YEAR BY BEING LAZY” – I stumbled across that headline this week and it really grabbed my attention!  I’ve always thought that it’s better to be active than not.  I’ve been “tracking steps” with my … Continue reading

Americans are shouldering more and more of their healthcare costs

The American Medical Association recently published findings regarding patient spending on healthcare between 2009 and 2013.  It has been widely acknowledged that healthcare costs have increased and most studies have been focused on aggregate spending and the increase in costs … Continue reading

EEOC Issues Final Rules on Employer Wellness Programs

Many employers sponsor wellness plans and have done so for several years.  The ACA introduced more flexibility for employers to provide richer incentives for employees who participate in wellness programs, but the EEOC has been careful to make sure that … Continue reading

Seeking Cost Containment Solutions? Try Referenced-Based Pricing

As healthcare costs continue to escalate, employers have become more eager to consider innovative solutions that align with the concept of cost containment.  Employers are seeking ideas that are likely to reduce costs; or at least slow down increases.  One … Continue reading

Aetna Data Used for Research on Retail Health Clinics

Aetna is one of the nation’s leading providers of health insurance with approximately 23.5 million medical members, granting them access to an enormous amount of healthcare data.  They recently compiled data to draw some conclusions regarding the impact of retail clinics … Continue reading

Employers Joining Forces to Flatten Healthcare Increases

Nearly all employers agree that the increasing cost of providing healthcare to their employees is unsustainable.  Everyone is looking for a solution to the problem and 20 major corporations are joining forces to fight the battle together.  As detailed in … Continue reading

Report: UnitedHealth Warns Deeper Losses For Health Exchanges

As published on page B1 of the January 20, 2016 issue of Wall Street Journal, UnitedHealth continues to express concerns regarding the economic drain that they see from their continued offering of Marketplace plans.  UnitedHealth now expects their 2016 ACA … Continue reading

Obamacare: Flaws in the 30 Hour Full Time Mandate

Clients often ask me about the 30-hour rule as it relates to the Affordable Care Act’s (ACA) definition of ‘full-time’ employees. The House passed a bill on 1/8/15 that re-defines ‘full-time’ at 40 hours and that bill now needs to … Continue reading

Could Supreme Court Strip ACA Subsidies and Penalties?

By now, most companies have worked through some type of Play or Pay analysis to determine the economic impact of replacing employer-sponsored group health plans with Marketplace health plans. Those analysis have been conducted in good faith with the understanding … Continue reading

Businesses Now Hurrying to Answer: Play or Pay in 2015?

As the 2015 employer mandate quickly approaches, employers are making plans and moving healthcare reform discussions from the back burner to the front burner.  Many employers had been delaying discussions, and subsequent decisions, regarding healthcare reform in accord with the … Continue reading

How Do E-Cigarette Users Impact Your Health Plan?

Are Electronic-cigarette Users “Smokers”? Employers that sponsor healthcare plans have been granted much latitude (50% of premium) to charge tobacco users more for participating in a healthcare plan than their non-tobacco using counterparts pay. This “permission slip” is a product … Continue reading

Employee Benefits Trends: Employers Taking Action

The recent employee benefits study,  Eighth Annual Study of Employee Benefits: Health Care Reform: Full Steam Ahead, showcases the direct impact health care reform is having on decisions and attitudes of employers, employees and benefits brokers. Of course it’s no surprise … Continue reading

ACA Highlights: Eight Health Care Reform Updates in Q1

Overview of Most Recent ACA Changes and Guidance With the first quarter of 2014 bringing about additional clarifications to the Affordable Care Act (ACA) and its implementation, what guidance impacts you most?  We’ve compiled a brief lists to highlight the … Continue reading